Melia Group has updated its spousal benefit planning services to help Tulsa retirees navigate upcoming Social Security changes in 2027, including adjustments to benefit payouts and Medicare costs.
-- Melia Group has announced updates to its annual retirement review process, expanding the firm’s focus on spousal benefit planning ahead of significant Social Security changes scheduled for 2027. The updated reviews are designed to help clients reassess their income strategies in light of the 2027 Cost of Living Adjustment, which the Social Security Administration has set at 3.6%.
The Social Security Administration issues an annual Cost of Living Adjustment to help Social Security benefits keep pace with inflation. The 2027 figure of 3.6% reflects above-average inflation conditions and represents a meaningful increase for many retirees. Melia Group notes that while the increase is applied automatically, the decisions around how to manage that additional income are not — and those decisions can have a lasting impact on long-term financial stability.
“A Cost of Living Adjustment this size is an opportunity, but only if retirees are intentional about how they use it,” said Greg Melia, founder of Melia Group. “Our annual reviews are designed to make sure clients are not just receiving more money, but actually putting it to work in a way that supports their long-term goals.”
Melia Group’s approach to retirement planning centers on building sustainable income strategies that balance growth with risk management. The firm says the additional income from the adjustment is well suited to being redirected toward high-yield savings or debt reduction, rather than absorbed into general spending, as part of a broader strategy for preserving retirement assets over time.
The firm’s advisors also connect annual adjustments to other areas of financial planning, including IRA management and estate planning, forming a unified long-term strategy. This is particularly relevant ahead of 2027, as Medicare Part B premiums are also set to increase, according to the Social Security Administration, which could offset some of the benefit gains for certain earners. Melia Group says understanding how these changes interact is essential for retirees looking to protect their income and reduce their overall tax burden.
About Melia Group
Melia Group has served retirees and near-retirees throughout the Tulsa area for over 10 years. The team is led by career financial advisor Greg Melia, who is supported by a small, local team of experts. The firm provides personalized consultations to all clients, beginning with a careful analysis of current financial realities and an establishment of future goals.
More information can be found at https://www.meliagroup.com/social-security-analysis/
Contact Info:
Name: Contact Melia
Email: Send Email
Organization: Melia Advisory Group
Address: 5424 S Memorial Dr Building E, Tulsa, Oklahoma 74145, United States
Website: https://www.meliagroup.com/
Source: PressCable
Release ID: 89209470
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